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Personal Loan At 15% Per Month

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Now you need not postpone things on your bucket list. Avail personal loan for a holiday, home renovation & marriage at attractive interest rates. With a quick approval on Personal Loans, turn your dreams into reality!

A personal loan is an amount of money you can borrow to use for a variety of personal expenses and then repay those funds over time. Personal loans are a type of installment debt that allows you to obtain a lump sum of funding. For example, you might use a personal loan to cover:

  • Moving expenses
  • Debt consolidation
  • Medical bills
  • Wedding expenses
  • Home renovations or repairs
  • Funeral costs
  • Vacation costs
  • Unexpected expenses
These loans are different from other installment loans—such as student loans, car loans, and mortgage loans—that are used to fund specific expenses (i.e. education, vehicle purchase, and home purchase).


Maximum Loan Amount
Loan Amounts shall be varied by your income eligibility and our Credit Policy.
Repayment Period – Subject to T&Cs
Loan Tenor may be varied based on your employer or length of service.
1 Month - 3 Months
Arrangment fees (None Refundable) 5% (of loan amount) with a minimum of UGX1,000


  • Copy of National ID / Valid passport
  • Proof of income
  • Last 3 months bank statements (for new accounts)
  • If you are employed, then your employer must commit to remit your salary to the bank for the entire duration of the loan shall be required. We may have to impanel your employer and an introduction Letter from employer on company letterhead

Frequently Asked Questions

You can apply for a JPesa Personal loan online or visit us at a branch located close to you.

Yes, your salary transfer is mandatory for us to avail a Personal loan to you.

JPesa will typically send your loan funds within three days after you sign your loan application and submit all the required documents and if there is no additional information or document required.

Personal Loans are payable in fixed monthly installments. The amount of your monthly payment will depend on the amount you borrow, the repayment period you select and the total interest paid on your loan (based on the prevailing interest rate).